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For all new policies and renewals effective on or after 22 March 2021.

This is to be read in conjunction with your current PDS and SPDS and is effective for policies commenced or renewed on or after 10 September 2022.

Effective for policies commenced or renewed on or after 22 March 2021.
If you vary your policy on or after 5 August 2021 we may also send you this SPDS.

Effective for new business or policy renewals on or after 31 December 2023. This is to be read in conjunction with your current PDS and SPDS.

Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.

Effective for policies with this optional cover and with a commencement or renewal date on or after 9 November 2023.

This Key Fact Sheet (KFS) applies to new business and policy renewals with a start date on or after 22 March 2021.

This Key Fact Sheet (KFS) applies to new business and policy renewals with a start date on or after 22 March 2021.

This Key Fact Sheet (KFS) applies for new business and policy renewals with a start date from 10 November 2014 to 21 March 2021

This Key Fact Sheet (KFS) applies for new business and policy renewals with a start date from 10 November 2014 to 21 March 2021

Target Market Determination

Original Date: 04/08/2021, Updated: 07/12/2023.

Additional Information Guide

This AIG is relevant to you if your policy has a commencement date or a renewal date on or after 17 April 2024.

This AIG is relevant to you if your policy has a commencement date or a renewal date between 10 December 2021 and 16 April 2024.

Product Development & Distribution Policy Historic Documents

Effective for policies with this optional cover which commenced or renewed on or after 10 November 2020 up until 8 November 2023.

Effective for new policies with start dates on or after 22 February 2021 to 21 March 2021. If you vary your policy on or after 22 March 2021 we may also send you this SPDS.

Effective for new policies with start dates on or after 3 September 2013 to 21 March 2021 or renewed on or after 13 October 2013 to 21 March 2021.

Effective for policies with start dates between 6 June 2019 to 21 March 2021. This is to be read in conjunction with the relevant PDS.

Effective for new policies with start dates on or after 13 October 2014 to 21 March 2021 or renewed on or after 10 November 2014 to 21 March 2021. This is to be read in conjunction with the relevant PDS.

Effective for new business or policy renewals on or before 5 June 2019. This is to be read in conjunction with the relevant PDS and SPDS.

Effective for policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 to 21 March 2021 or if you renewed on or after 28 December 2015 to 21 March 2021. This is to be read in conjunction with the relevant PDS and SPDS.

Effective from 2 May, 2013

For policies commencing or renewing 12 November, 2012 to 30 June, 2013

For policies commencing or renewing on or after 1 July, 2013.

For policies commencing or renewing from 14 December, 2011 to 30 June, 2013.

For policies commencing or renewing 12 November, 2012 to 30 June, 2013

Effective from 2 May, 2013

For policies commencing or renewing on or after 1 July, 2013.

For policies commencing or renewing from 14 December, 2011 to 30 June, 2013.

For policies commencing or renewing 12 November, 2012 to 30 June, 2013

Effective from 2 May, 2013

For policies commencing or renewing on or after 1 July, 2013.

For policies commencing or renewing from 14 December, 2011 to 30 June, 2013.

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This AIG is relevant to you if you obtain a quote, or your renewal premium is calculated between 31 October 2021 and 10 December 2021.

This guide is relevant to you if your policy has a commencement date or a renewal date on or after 22 March 2021 and if your quote or renewal premium was calculated before 31 October 2021

This guide is relevant for policies with a commencement date on or after 11 December 2017 to 21 March 2021 or renewal effective date on or after 5 February 2018 to 21 March 2021

This guide is relevant to you if your policy has a commencement date on or after 3rd September, 2013 or renewal effective date on or after 13th October, 2013.

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AAI LIMITED TRADING AS GIO

Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 23, 80 Ann Street, Brisbane QLD 4000. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available. In accessing the GIO site you agree to the Online Terms and Conditions.