Do you have funds that you won't need to use soon? Deposit your money in a CD for a fixed amount of time and we’ll guarantee you a fixed interest rate.
$10,000 minimum deposit
$10,000 minimum deposit
$10,000 minimum deposit
Use this CD calculator to compare certificate of deposit accounts and see how much you could earn over each CD term we offer. 2
How much do you have to put into a CD?Error: Please enter your starting balance.
| CD Term | Interest Rate | Annual Percentage Yield (APY) | Principal Balance |
|---|---|---|---|
| % | % |
Discover how much
you can earn.
Maximize your rewards, minimize the risk. Apply for a certificate of deposit account today to get started.
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| CD Term | Interest Rate | Annual Percentage Yield (APY) 1 |
|---|---|---|
| % | % |
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1 The Annual Percentage Yield (APY) for a Certificate of Deposit (CD) account is effective as of Monday, August 19, 2024 and subject to change without notice. There is a $10,000 minimum opening account deposit and balance requirement. APY assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. The interest rates and Annual Percentage Yields (APYs) may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded.
2 The calculator is made available to you as a self-help tool for your independent use and is not intended to provide investment advice. Popular Bank cannot and does not warrant or guarantee the applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
3 This estimated amount includes the initial deposit and the interest earned at the end of the CD term, is based on the interest rate and assumes principal and interest remain on deposit until maturity. A penalty will be imposed for early withdrawal. Interest earned may vary and fees may reduce aggregate balance on the account.
Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.
All Popular Direct deposit products are offered by, and will be opened through, Popular Bank. All balances for Popular Direct and Popular Bank deposits would be combined for purposes of determining FDIC coverage eligibility. Deposit products and services are offered by Popular Bank. Popular Bank is a Member FDIC institution. Your deposits are insured, in aggregate, up to $250,000 per depositor, per insured institution, based upon an account ownership type by the FDIC. You may qualify for more than $250,000 in coverage if you hold deposits in different account ownership categories. For more information, please refer to: FDIC.gov.